Culture assessment
report

CulturePulse

Organisational
Culture Assessment

Where the organisation is today, where leadership intends it to be, and what must change to close the distance.

Prepared forMeridian Financial Group
Assessment period15 September 2026 to 30 September 2026
Date of issue30 September 2026
Prepared byCrosstie Solutions
Confidential

This report is prepared for the named client and contains confidential organisational assessment data. It may not be reproduced or distributed without the written consent of Crosstie Solutions. Report ID SAMPLE.

CulturePulse · Assessment reportConfidential

Orientation

How to read this report

The assessment measures the culture your organisation lives, across seven dimensions. Each dimension is a scale from 0 to 100 between two legitimate orientations. A score is a position on that scale, not a mark out of a hundred.

Actual or current culture

The culture staff experience day to day, drawn from the employee responses.

Desired culture

The culture leadership intends to create, drawn from the leadership responses.

Four principles

01The gap between actual and desired is cultural distance, not automatically poor performance.
02Movement to the right is not automatically improvement.
03A higher number is not a better culture. Every state is a legitimate orientation.
04The aim is alignment with the intended organisational orientation.

The seven dimensions

D1Result DispositionProcess-Anchored ↔ Outcome-Driven
D2Client OrientationInside-Out ↔ Outside-In
D3Structural DisciplineFluid ↔ High-Rigour
D4Strategic PositioningInward-Anchored ↔ Outward-Calibrated
D5Leadership AccessHigh-Access ↔ Low-Access
D6Workforce PhilosophyPeople-Centred ↔ Output-Centred
D7Professional EthosBehaviourally Informal ↔ Behaviourally Distinguished
A Crosstie Assessment product · Crosstie Solutions02
CulturePulse · Assessment reportConfidential

Section 01

Executive culture snapshot

63Staff responses
6Leadership responses
Sept 2026Assessment date
7Dimensions

Culture profile across seven dimensions

D1 32 apartD2 4 apartD3 31 apartD4 4 apartD5 17 apartD6 11 apartD7 24 apart
Actual (staff experience) Desired (leadership intent)

Executive interpretation

Staff experience and leadership intent fall in different bands on 4 of the seven dimensions. The distance runs from 4 points on D2 Client Orientation to 32 points on D1 Result Disposition. Both sit in the same band on D2 Client Orientation, D4 Strategic Positioning and D6 Workforce Philosophy. On D5 Leadership Access a lower score is a more open organisation, so leadership intends more openness than staff describe.

4Narrowest cultural distanceD2 · Client Orientation
32Widest cultural distanceD1 · Result Disposition

Cultural distance is the absolute gap between actual and desired; the radar shows position, not performance.

A Crosstie Assessment product · Crosstie Solutions03
CulturePulse · Assessment reportConfidential

Section 02

Cultural distance overview

The absolute cultural distance on every dimension. Each line connects the culture staff experience today (actual) with the culture leadership intends (desired). Distance is read across the 0 to 100 scale; the direction of movement follows each dimension's own poles. Distance is a measured gap, separate from the alignment level given in each dimension's transition.

0255075100
Distance
D1Result DispositionProcess-Anchored ↔ Outcome-Driven
32 64
32Towards Outcome-Driven
D2Client OrientationInside-Out ↔ Outside-In
58 62
4Towards Outside-In
D3Structural DisciplineFluid ↔ High-Rigour
41 72
31Towards High-Rigour
D4Strategic PositioningInward-Anchored ↔ Outward-Calibrated
66 70
4Towards Outward-Calibrated
D5Leadership AccessHigh-Access ↔ Low-Access
47 30
17Towards High-Access
D6Workforce PhilosophyPeople-Centred ↔ Output-Centred
71 60
11Towards People-Centred
D7Professional EthosBehaviourally Informal ↔ Behaviourally Distinguished
54 78
24Towards Behaviourally Distinguished
Actual score (staff) Desired score (leadership) Cultural distance
A Crosstie Assessment product · Crosstie Solutions04
Dimension D1 · Result DispositionDiagnosis
D1

Result Disposition

Process-Anchored Outcome-Driven

This dimension measures what actually drives effort in the organisation: following the process, or delivering the result. At one end work is governed by rules, routine and close oversight, with risk deliberately avoided. At the other end people are trusted to use judgement, work smart and take on new challenges. The scale runs from Process-Anchored (0) to Outcome-Driven (100).

0–100 culture continuumTowards Outcome-Driven · 32 points
Actual 32
0–35
35–45
45–55
55–100
Desired 64

Score-band reference

ScoreLevel nameCharacteristics
0–35Dysfunctionally Process-AnchoredActual bandA focus on short-term bonuses · One does not do what one promises to do · Corruption among managers and professionals next to rank and file people who misappropriate assets · Harmful internal competition · Each one's own kingdom · Self-aggrandisement among top managers due to successes in the past
35–45Functionally Process-AnchoredMany rules and regulations · Repetitive work · As few surprises as possible · We don't want to run any risks · Continuous monitoring · Preventive maintenance
45–55TransitionalMany rules and regulations · Repetitive work · As few surprises as possible · We don't want to run risks
55–100Outcome-DrivenDesired bandEntrepreneurial · Working smart · Creative · Productive · Trustworthy · Inspirational leadership · Every day offers new challenges

Current and desired culture state

A · Current culture state32

Dysfunctionally Process-Anchored

  • A focus on short-term bonuses
  • One does not do what one promises to do
  • Corruption among managers and professionals next to rank and file people who misappropriate assets
  • Harmful internal competition
  • Each one's own kingdom
  • Self-aggrandisement among top managers due to successes in the past
B · Desired culture state64

Outcome-Driven

  • Entrepreneurial
  • Working smart
  • Creative
  • Productive
  • Trustworthy
  • Inspirational leadership
  • Every day offers new challenges
D1 · DiagnosisA Crosstie Assessment product · Crosstie Solutions05
Dimension D1 · Result DispositionTransition and action

D1Dysfunctionally Process-Anchored → Outcome-Driven

Alignment · low stated in the transition narrative Cultural distance · 32 measured gap, towards outcome-driven

Alignment analysis

These two states have almost nothing in common. Today people chase the next bonus, promises are optional, and every leader guards their own patch. Leadership wants enterprise, creativity and trust, with managers who inspire rather than police territory. Alignment is low. This touches behaviour, management style and daily operations at once, so treat it as a multi-year change, not a policy update.

Business implications

Trust becomes the currency, which means broken promises now cost you real money. Rivalry between units has to give way to shared effort, so both reward and reporting lines change. Output and new thinking rise once people are freed to work smart rather than defend turf. Your authority stops resting on past wins and starts resting on present example.

Strategic recommendations

R1Rebuild reward around delivered results and new ideas, not bonus cycles.
R2Set and enforce clear standards on integrity and asset use, so people can be trusted at their word.
R3Replace unit territory with shared goals that force teams to work together.
R4Give teams the room, information and budget to test new approaches.

Implementation plan · transition-specific

Prepare

Months 1 to 2

  1. Review the reward system and redesign it around delivered results.
  2. Agree the integrity and asset-use standards leadership will hold everyone to.
  3. Set the shared goals that will replace unit territory.
Launch

Months 3 to 5

  1. Transfer teams onto shared goals and communicate the new measures.
  2. Retrain leaders in inspiring and coaching rather than defending a patch.
  3. Launch the first initiatives where teams are given room to try new approaches.
Embed

Months 6 to 12

  1. Reward kept promises, smart working and ideas that paid off.
  2. Deal with leaders who keep protecting their own territory.
  3. Phase out the bonus mechanics that pulled against the new goals.
D1 · Transition and actionA Crosstie Assessment product · Crosstie Solutions06
Dimension D2 · Client OrientationDiagnosis
D2

Client Orientation

Inside-Out Outside-In

This dimension measures whether the organisation decides for itself what clients need, or lets clients set the agenda. At one end the business works from its own standards and protects its own position. At the other end it is highly pragmatic and delivers what the client asks for, with flexibility limited only by how much ethical constraint remains. The scale runs from Inside-Out (0) to Outside-In (100).

0–100 culture continuumTowards Outside-In · 4 points
Actual 58
0–30
30–50
50–75
75–100
Desired 62

Score-band reference

ScoreLevel nameCharacteristics
0–30Dysfunctionally Inside-OutWe are continuously busy in covering ourselves · We are the best; there is no room for improvement · Stakeholders should be happy that we exist · We know what is best for the client
30–50Functionally Inside-OutWe have high standards of business ethics and honesty · We are consistent in what we say and do · Procedures must be followed correctly unless it hurts results · We are the best, but there is always room for improvement
50–75Moderately Outside-InActual and desiredWe have moderate to high standards of business ethics and honesty · We are fairly flexible in what we say and do · We try to meet customer demands unless it will go against our business ethics · There is room for improvement
75–100Highly Outside-InWe are not concerned by business ethics and honesty · We are extremely pragmatic · Creative · We do what the client wants us to do, even if it is not in the long-term interest of the client

Current and desired culture state

A · Current culture state58

Moderately Outside-In

  • We have moderate to high standards of business ethics and honesty
  • We are fairly flexible in what we say and do
  • We try to meet customer demands unless it will go against our business ethics
  • There is room for improvement
B · Desired culture state62

Moderately Outside-In

  • We have moderate to high standards of business ethics and honesty
  • We are fairly flexible in what we say and do
  • We try to meet customer demands unless it will go against our business ethics
  • There is room for improvement
D2 · DiagnosisA Crosstie Assessment product · Crosstie Solutions07
Dimension D2 · Client OrientationTransition and action

D2Moderately Outside-In → Moderately Outside-In

Alignment · high stated in the transition narrative Cultural distance · 4 measured gap, towards outside-in

Alignment analysis

Current and desired match, so there is no gap. Solid ethics, real flexibility in word and action, a willingness to meet client demands unless they cross the line, and an acceptance that there is room to improve already describe the business. Alignment is high. The job is keeping the ethical line clear and the flexibility usable rather than letting either drift.

Business implications

You can respond to client demands while holding a stated limit, which supports workable relationships without open-ended commitment. Delivery varies by client, so planning depends on client-facing staff exercising judgement well. Accepting room to improve keeps performance under review. The whole thing depends on teams knowing exactly where the ethical line sits.

Strategic recommendations

R1Restate the ethical line regularly in practical terms so teams know what to decline.
R2Review how client-facing discretion is being used and adjust the limits where they no longer fit.
R3Keep client feedback flowing into the improvement cycle with named owners.
R4Record declined demands and the reasons, so the line is applied consistently.

Implementation plan · transition-specific

Prepare

Months 1 to 2

  1. Review the ethical line and the discretion limits on a set calendar.
  2. Confirm named owners for each improvement area from client feedback.
  3. Agree how declined demands get recorded.
Launch

Months 3 to 5

  1. Retrain teams on the ethical line using real client examples.
  2. Start recording declined demands with reasons.
  3. Publish improvement outcomes to teams and clients involved.
Embed

Months 6 to 12

  1. Reward teams that respond well within the boundary.
  2. Adjust discretion limits based on how they have been used.
  3. Correct inconsistent application of the line.
D2 · Transition and actionA Crosstie Assessment product · Crosstie Solutions08
Dimension D3 · Structural DisciplineDiagnosis
D3

Structural Discipline

Fluid High-Rigour

This dimension measures how much internal structure and discipline shapes daily work. At one end the organisation is informal and relaxed, with few standards, light administration and little attention to cost. At the other end it is formal and planned, with punctuality, cost consciousness and clear work standards. The scale runs from Fluid (0) to High-Rigour (100).

0–100 culture continuumTowards High-Rigour · 31 points
Actual 41
0–15
15–45
45–55
55–100
Desired 72

Score-band reference

ScoreLevel nameCharacteristics
0–15Dysfunctionally FluidExtremely sloppy · Extremely informal · A lot of joking at the cost of the organisation
15–45Functionally FluidActual bandCheerful and relaxed · Informal · Innovative · Not burdened by administrative tasks · Costs of little concern
45–55BalancedSome rules and standards exist but are applied with flexibility · A mix of formal and informal communication is present · Cost awareness is emerging but not yet dominant · Moderate planning is in place though not always enforced · Work standards exist but exceptions are tolerated · Punctuality is expected but not rigidly policed
55–100High-RigourDesired bandFormal · Punctual · Cost consciousness · Planning is emphasised

Current and desired culture state

A · Current culture state41

Functionally Fluid

  • Cheerful and relaxed
  • Informal
  • Innovative
  • Not burdened by administrative tasks
  • Costs of little concern
B · Desired culture state72

High-Rigour

  • Formal
  • Punctual
  • Cost consciousness
  • Planning is emphasised
D3 · DiagnosisA Crosstie Assessment product · Crosstie Solutions09
Dimension D3 · Structural DisciplineTransition and action

D3Functionally Fluid → High-Rigour

Alignment · low stated in the transition narrative Cultural distance · 31 measured gap, towards high-rigour

Alignment analysis

These two states work very differently. Today the business is relaxed, informal, innovative, light on admin and not focused on cost. Leadership wants formality, punctuality, cost consciousness and planning. Alignment is low. Structure replaces looseness across communication, timekeeping and spending, so both behaviour and daily operations change together.

Business implications

Formality changes how people interact, replacing spontaneous exchange with defined channels. Time commitments start to bind, so scheduling firms up. Cost enters decisions directly, which changes what gets approved. Planning replaces improvisation. Admin load rises, so less time is available for the unstructured work that supported innovation.

Strategic recommendations

R1Establish formal work standards and communication channels with clear expectations.
R2Introduce punctuality requirements for meetings, deadlines and attendance.
R3Bring in planning as a required discipline, with plans produced, approved and tracked.
R4Introduce budgets, cost reporting and spending approvals.

Implementation plan · transition-specific

Prepare

Months 1 to 2

  1. Review current practice and draft the formal standards and channels.
  2. Design the planning process with approval and tracking.
  3. Set budgets and cost reporting for each team.
Launch

Months 3 to 5

  1. Transfer teams onto the formal channels and train them.
  2. Retrain managers to hold punctuality and planning accountability.
  3. Launch the planning cycle and first plans.
Embed

Months 6 to 12

  1. Reward teams that plan and control cost well.
  2. Bring budgets and spending approvals into force.
  3. Phase out informal practices that bypass the channels.
D3 · Transition and actionA Crosstie Assessment product · Crosstie Solutions10
Dimension D4 · Strategic PositioningDiagnosis
D4

Strategic Positioning

Inward-Anchored Outward-Calibrated

This dimension measures whether people identify with the organisation itself or with their professional field and the wider world. At one end loyalty is what counts, criticism is unwelcome, and attention stays on the here and now. At the other end diversity and criticism are accepted, competitor activity is tracked, horizons are longer and mistakes are used for learning. The scale runs from Inward-Anchored (0) to Outward-Calibrated (100).

0–100 culture continuumTowards Outward-Calibrated · 4 points
Actual 66
0–20
20–45
45–55
55–75
75–100
Desired 70

Score-band reference

ScoreLevel nameCharacteristics
0–20Dysfunctionally Inward-AnchoredInternal loyalty is all important · Here and now · Inward looking · Newcomers who differ from us are right away rejected · A critical attitude will be sanctioned · Competition and mistrust between units is strong · The outside world is threatening
20–45Functionally Inward-AnchoredManagers require subordinates to be loyal to them · A critical attitude by subordinates is being perceived as rejection · Managers, therefore, don't want their subordinates to be critical · Internal loyalty among everybody · Newcomers who differ from us should adjust and therefore they will be tested out · Innovative · A critical attitude is not appreciated · Inward looking · Here and now
45–55TransitionalDiversity is acknowledged but not actively encouraged · A critical attitude is tolerated but may still cause friction · There is a blend of short-term focus and emerging long-term thinking · Some interest in external developments, though inward habits persist · Mistakes are occasionally reflected upon but rarely used as learning tools · Loyalty to the organisation and professional identity coexist with some tension
55–75Outward-CalibratedActual and desiredDiversity is okay · A critical attitude is okay · It is important to know what competition does · Outward looking · Fairly long-term horizon · We learn from our mistakes
75–100Outward-Calibrated (Very)Diversity is welcomed · Without a critical attitude you will not make promotion · It is important to monitor what happens in our field of competence · Outward looking · Long-term horizon · We learn from our mistakes

Current and desired culture state

A · Current culture state66

Outward-Calibrated

  • Diversity is okay
  • A critical attitude is okay
  • It is important to know what competition does
  • Outward looking
  • Fairly long-term horizon
  • We learn from our mistakes
B · Desired culture state70

Outward-Calibrated

  • Diversity is okay
  • A critical attitude is okay
  • It is important to know what competition does
  • Outward looking
  • Fairly long-term horizon
  • We learn from our mistakes
D4 · DiagnosisA Crosstie Assessment product · Crosstie Solutions11
Dimension D4 · Strategic PositioningTransition and action

D4Outward-Calibrated → Outward-Calibrated

Alignment · high stated in the transition narrative Cultural distance · 4 measured gap, towards outward-calibrated

Alignment analysis

Current and desired match, so there is no gap. Diversity is accepted, criticism is accepted, competitor activity is known, the business looks outward, horizons are long and mistakes are used for learning. Alignment is high. The job is keeping criticism genuinely costless in practice, and keeping external monitoring and mistake reviews producing something decisions actually use.

Business implications

Problems surface early because criticism is accepted, and mistakes feed back into how work is done. Competitor knowledge keeps decisions informed. Longer horizons support commitments that take time to pay off. Diversity widens who you can hire and keep. The risk is quiet erosion: criticism becoming unwelcome again as managers change, without anyone deciding it should.

Strategic recommendations

R1Test regularly whether criticism is actually being raised, and address managers where it has become costly.
R2Keep competitor monitoring feeding decisions rather than producing reports nobody uses.
R3Keep the mistake review running, with what was learned recorded and acted on.
R4Build diversity, criticism and learning expectations into leadership selection.

Implementation plan · transition-specific

Prepare

Months 1 to 2

  1. Review whether criticism is being raised in practice across units.
  2. Address managers where raising concerns has become costly.
  3. Confirm named owners for monitoring and mistake reviews.
Launch

Months 3 to 5

  1. Retrain leaders on the expectations built into selection criteria.
  2. Launch the refreshed competitor monitoring cycle.
  3. Run the mistake reviews and record what was learned.
Embed

Months 6 to 12

  1. Recognise people who raise concerns and share what was learned.
  2. Phase out monitoring that produces reports rather than decisions.
  3. Act on the learning captured from mistake reviews.
D4 · Transition and actionA Crosstie Assessment product · Crosstie Solutions12
Dimension D5 · Leadership AccessDiagnosis
D5

Leadership Access

High-Access Low-Access

This dimension measures how open the organisation is in communication, transparency and how it treats newcomers and outsiders. At one end information reaches everyone, people tell the boss what they think, and those who fail get the benefit of the doubt. At the other end the organisation is secretive, outsiders are unwelcome, newcomers must prove themselves and failure is assumed to be someone's fault. The scale runs from High-Access (0) to Low-Access (100).

0–100 culture continuumTowards High-Access · 17 points
Actual 47
0–25
25–45
45–70
70–100
Desired 30

Score-band reference

ScoreLevel nameCharacteristics
0–25Very High AccessNewcomers and outsiders alike feel immediately welcome · Those who fail are given the benefit of a doubt · Everyone feels well-informed · We talk about everything without any inhibitions · We tell the boss what we think, even in threatening situations · We can always ask our boss for advice
25–45High AccessDesired bandNewcomers and outsiders alike feel welcome · Those who fail are normally given the benefit of a doubt · Information we need in order to do a good job can be easily acquired · We tell the boss what we think · We can often ask our boss for advice
45–70Moderately ClosedActual bandNewcomers and outsiders alike don't feel all that welcome · Those who fail are normally assumed guilty until proven innocent · It takes a real effort to acquire information we need to do a good job, unless you are part of the old boys network · We will not tell the boss what we think if we find ourselves in threatening situations · We are good at keeping secrets and we don't disclose information which may harm us
70–100Low AccessOutsiders are not welcome · Newcomers have to prove themselves by, among other things, initiation rites · Secretive · We never tell our boss what we really think · Those who fail are assumed guilty

Current and desired culture state

A · Current culture state47

Moderately Closed

  • Newcomers and outsiders alike don't feel all that welcome
  • Those who fail are normally assumed guilty until proven innocent
  • It takes a real effort to acquire information we need to do a good job, unless you are part of the old boys network
  • We will not tell the boss what we think if we find ourselves in threatening situations
  • We are good at keeping secrets and we don't disclose information which may harm us
B · Desired culture state30

High Access

  • Newcomers and outsiders alike feel welcome
  • Those who fail are normally given the benefit of a doubt
  • Information we need in order to do a good job can be easily acquired
  • We tell the boss what we think
  • We can often ask our boss for advice
D5 · DiagnosisA Crosstie Assessment product · Crosstie Solutions13
Dimension D5 · Leadership AccessTransition and action

D5Moderately Closed → High Access

Alignment · moderate stated in the transition narrative Cultural distance · 17 measured gap, towards high-access

Alignment analysis

Both states put some definition around access, so this is a change of degree. Today newcomers feel less welcome, information is hard to get outside established networks, failure is assumed to be someone's fault and concerns go unvoiced in difficult situations. Leadership wants newcomers welcome, information easy to get, benefit of the doubt on failure, and the boss available. Alignment is moderate.

Business implications

Information becomes easier to obtain, so established networks lose their advantage and people work from a fuller picture. Concerns reach leaders in the ordinary course, so problems get addressed earlier. Newcomers settle in faster. Those who fail are no longer presumed at fault, which affects how mistakes get reported and how hard work gets staffed.

Strategic recommendations

R1Make information needed for the job easy to get so access no longer depends on networks.
R2Change how failures are handled so what happened is established before conclusions are drawn.
R3Set out clear and regular availability for leaders to give advice.
R4Shorten or remove the settling-in period so newcomers are welcomed sooner.

Implementation plan · transition-specific

Prepare

Months 1 to 2

  1. Review where information is hard to get and what is blocking it.
  2. Reduce or clear the blockages.
  3. Agree how failures will be handled and who establishes what happened.
Launch

Months 3 to 5

  1. Transfer information onto easy-access routes.
  2. Retrain managers on the new approach to failures.
  3. Launch the published leader availability.
Embed

Months 6 to 12

  1. Recognise managers who stay reachable and open.
  2. Phase out the settling-in period.
  3. Check people are telling the boss what they think.
D5 · Transition and actionA Crosstie Assessment product · Crosstie Solutions14
Dimension D6 · Workforce PhilosophyDiagnosis
D6

Workforce Philosophy

People-Centred Output-Centred

This dimension measures whether management is built around people or around output. At one end management shares responsibility for staff welfare, consults before deciding and takes personal circumstances into account. At the other end each person carries their own welfare, busyness is the measure of worth, and pressure rises to a level that produces burnout and silent resistance. The scale runs from People-Centred (0) to Output-Centred (100).

0–100 culture continuumTowards People-Centred · 11 points
Actual 71
0–45
45–55
55–75
75–100
Desired 60

Score-band reference

ScoreLevel nameCharacteristics
0–45People-CentredManagement takes co-responsibility for our welfare · Management is consultative · Everyone feels well-informed · Work environment is attuned to the needs of employees · Personal problems are taken into account · It is difficult to get fired
45–55BalancedManagement acknowledges employee wellbeing but output remains a priority · Personal issues are heard but do not significantly influence decisions · Job security is moderate; sustained underperformance is eventually addressed · Some consultation occurs but key decisions are predominantly top-down · The work environment meets basic employee needs without being tailored to them · Community and social responsibility are recognised but not actively pursued
55–75Output-OrientedActual and desiredEverybody is responsible for their own welfare · Most important decisions are taken by individuals · If you are not busy, you are no good · Personal problems are not taken into account · We have no interest in the community where our facilities are located
75–100Dysfunctionally Output-CentredPeople are put under extreme pressure for no good reason at all, at least that is how it will be perceived · Danger of burn-out and/or silent resistance · If people don't leave they feel imprisoned either because there are no job opportunities elsewhere or because it is a matter of real human bondage

Current and desired culture state

A · Current culture state71

Output-Oriented

  • Everybody is responsible for their own welfare
  • Most important decisions are taken by individuals
  • If you are not busy, you are no good
  • Personal problems are not taken into account
  • We have no interest in the community where our facilities are located
B · Desired culture state60

Output-Oriented

  • Everybody is responsible for their own welfare
  • Most important decisions are taken by individuals
  • If you are not busy, you are no good
  • Personal problems are not taken into account
  • We have no interest in the community where our facilities are located
D6 · DiagnosisA Crosstie Assessment product · Crosstie Solutions15
Dimension D6 · Workforce PhilosophyTransition and action

D6Output-Oriented → Output-Oriented

Alignment · high stated in the transition narrative Cultural distance · 11 measured gap, towards people-centred

Alignment analysis

Current and desired match, so there is no gap. Each person carrying their own welfare, important decisions taken by individuals, busyness as the measure of worth, personal problems excluded and no interest in the surrounding community already describe the business. Alignment is high. The job is making sure decision rights are clearly held so individual decisions do not collide.

Business implications

Decisions move quickly since individuals decide without consulting. The business carries no welfare responsibility, so obligations to employees stay narrow. Contribution is judged by visible activity, which makes assessment simple though it favours those whose work is visible. Turnover is a normal feature. The risk is conflicting decisions where rights are not clearly assigned.

Strategic recommendations

R1Set out clearly which individual holds which decision right, so decisions do not collide.
R2Define how visible activity is assessed so the same measure applies everywhere.
R3State consistently that personal circumstances are not a factor, so the expectation is clear on joining.
R4Confirm no community commitments have been taken on, so resource stays on output.

Implementation plan · transition-specific

Prepare

Months 1 to 2

  1. Review which individual holds which decision right.
  2. Reduce overlaps that produce conflicting decisions.
  3. Define how visible activity will be assessed across teams.
Launch

Months 3 to 5

  1. Transfer the decision rights register into published form.
  2. Retrain managers on applying the activity measure consistently.
  3. Launch the stated position in induction and management.
Embed

Months 6 to 12

  1. Recognise individuals who deliver under the measure.
  2. Phase out any community commitments taken on.
  3. Check decision rights are exercised without conflict.
D6 · Transition and actionA Crosstie Assessment product · Crosstie Solutions16
Dimension D7 · Professional EthosDiagnosis
D7

Professional Ethos

Behaviourally Informal Behaviourally Distinguished

This dimension measures how consistently professional conduct is practised and upheld across the organisation. At one end conduct is inconsistent and personality-driven, with standards read individually and responsibility routinely passed around. At the other end conduct is uniform at every level, accountability is built in, and ethics and emotional intelligence operate as institutional norms. The scale runs from Behaviourally Informal (0) to Behaviourally Distinguished (100).

0–100 culture continuumTowards Behaviourally Distinguished · 24 points
Actual 54
0–30
30–50
50–70
70–100
Desired 78

Score-band reference

ScoreLevel nameCharacteristics
0–30Behaviourally InformalProfessional conduct is largely absent or inconsistently practised · Dress standards, communication etiquette, and interpersonal respect are individually interpreted, not collectively upheld · Accountability is weak; employees routinely deflect responsibility · Workplace interactions are marked by informality that undermines authority, collaboration, and institutional credibility · Leadership presence is inconsistent or performative
30–50Behaviourally EmergingSome awareness of professional standards exists but practice is uneven across teams and levels · Dress and appearance norms are partially observed; exceptions are tolerated without consequence · Communication is functional but lacks executive polish; emotional regulation is inconsistent · Accountability is selectively applied; cultural enforcement depends on individual managers rather than institutional systems · Culture feels aspirational but fragile; standards are known but not yet embedded
50–70Behaviourally ConsistentActual bandProfessional conduct is broadly upheld across most of the organisation · Employees demonstrate reliable standards in dress, communication, and interpersonal behaviour in formal settings · Accountability structures exist and are moderately enforced · Collaboration and team interaction are professional and productive; emotional intelligence is practised by most leaders · Culture is stable and credible; occasional lapses occur but are addressed
70–100Behaviourally DistinguishedDesired bandProfessional conduct is a defining organisational characteristic; observable, consistent, and self-reinforcing · Dress, communication, executive presence, and interpersonal behaviour are uniformly upheld at all levels · Accountability is embedded, employees take ownership without prompting; errors are addressed constructively and transparently · Emotional intelligence, workplace ethics, and collaborative maturity are demonstrated as institutional norms, not individual traits · The organisation projects a culture of distinction, internally experienced and externally visible

Current and desired culture state

A · Current culture state54

Behaviourally Consistent

  • Professional conduct is broadly upheld across most of the organisation
  • Employees demonstrate reliable standards in dress, communication, and interpersonal behaviour in formal settings
  • Accountability structures exist and are moderately enforced
  • Collaboration and team interaction are professional and productive; emotional intelligence is practised by most leaders
  • Culture is stable and credible; occasional lapses occur but are addressed
B · Desired culture state78

Behaviourally Distinguished

  • Professional conduct is a defining organisational characteristic; observable, consistent, and self-reinforcing
  • Dress, communication, executive presence, and interpersonal behaviour are uniformly upheld at all levels
  • Accountability is embedded, employees take ownership without prompting; errors are addressed constructively and transparently
  • Emotional intelligence, workplace ethics, and collaborative maturity are demonstrated as institutional norms, not individual traits
  • The organisation projects a culture of distinction, internally experienced and externally visible
D7 · DiagnosisA Crosstie Assessment product · Crosstie Solutions17
Dimension D7 · Professional EthosTransition and action

D7Behaviourally Consistent → Behaviourally Distinguished

Alignment · moderate stated in the transition narrative Cultural distance · 24 measured gap, towards behaviourally distinguished

Alignment analysis

Both states take professional conduct seriously, so the direction is shared and this is a change of degree. Today conduct is broadly upheld, standards are reliable in formal settings, accountability is moderately enforced and lapses get addressed. Leadership wants conduct as a defining characteristic, uniformly upheld at all levels, with accountability built in and ethics as institutional norms. Alignment is moderate.

Business implications

Conduct extends from formal settings to all settings and from most of the business to every level, so consistency becomes complete. Accountability moves from enforced to built in, so ownership is taken without prompting. Errors are addressed openly rather than handled as lapses. Emotional intelligence moves from most leaders to an institutional norm.

Strategic recommendations

R1Extend the conduct standard from formal settings to all settings and to every level.
R2Build accountability into role definitions and performance processes so ownership is expected.
R3Move error handling from addressing lapses to an open process carrying no penalty.
R4Extend emotional intelligence and ethics development from leadership to the whole business.
R5Have leaders model the standards visibly, so conduct becomes self-reinforcing rather than maintained through enforcement.

Implementation plan · transition-specific

Prepare

Months 1 to 2

  1. Review where conduct is upheld and identify the levels and settings not covered.
  2. Reduce the gaps identified.
  3. Design how accountability moves from enforced to built in.
Launch

Months 3 to 5

  1. Transfer accountability into role definitions and the performance cycle.
  2. Retrain leaders to model the standards visibly.
  3. Launch the open error handling process.
Embed

Months 6 to 12

  1. Recognise people who take ownership without prompting.
  2. Phase out enforcement-based maintenance as conduct becomes self-reinforcing.
  3. Extend emotional intelligence and ethics development across the business.
D7 · Transition and actionA Crosstie Assessment product · Crosstie Solutions18

CulturePulse

Thank you

CulturePulse culture assessment report, prepared for Meridian Financial Group. To review it with a Crosstie learning or business advisor, get in touch.

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